It's a frustrating time, to be sure. Makes me appreciate the "Joe-Renascence" of a few years ago. Now, with limited Joe products finding their way to the shelves, and the "secondary" lines that were wonderful custom fodder (Star Wars, Marvel, etc) either drying up or losing articulation, I'm forced to wonder about where I want to go with customizing. I have a TON of fodder to burn through, thanks to past few years, but finding random new pieces for inspiration has always been an important part of the process to me.
I too, disagree with how I understand the Club to be run and how they handle exclusive figures, but yeah... with everything else drying up, they've got some of the most appealing out there right now. I can't justify the price, so I start to think I'll just customize my own versions of their offerings. And that worked fine up 'till I started getting asked about commissioned figures, and when I had to sit down and calculate what one of my customs was worth (as far as time and materials) I realized the Club figures WEREN'T out of the question in price range on a figure by figure basis, they're just a hassle to obtain and too much of an investment at any given time. I know a simple online store where you could buy what you wanted as it becomes available would be over run with scalpers and we'd be back in the same boat of overpaying for the items we're actually interested in, but I think there's GOT to be another way than just as con exclusive sets or subscribing to a full set of figures when there are some that are as horrible as the good ones are great. 
But, I know that these things are only frustrations and seem like the end of the world because how much was available just a few years ago. 
Also, I think it's inspiring how some customizers are handling the drought. Just off the top of my head, 
sgcaper's Myster Inc. figures shows there's plenty of ground to cover with the parts that are already out there, while Jin satome's recent 
Cobra mutants show what you can do with "junk" from the clearance aisle and a little imagination.